2015 NIO to SGD Historical Review

YEARLY HIGH

0.0524 SGD

YEARLY LOW

0.0491 SGD

YEARLY AVERAGE

0.0508 SGD

2015 NIO to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NIO to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 0.0524. Conversely, the yearly low was recorded on May 17, dropping to 0.0491.

This high-to-low spread represents a total annual volatility of 0.0033 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0503 to the December average rate of 0.0505, the exchange rate registered a net change of 0.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0524 was up 3.83% compared to the 2014 peak of 0.0504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 262 SGD

2014 Average 244 SGD

Yearly Trough Low 245 SGD

Transaction Impact: A difference of 16.39 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0519

0.0495

JanuMarcMayJulySeptNove

NIO to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0505, compared to 0.0511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0505

H2 Avg (Jul–Dec) 0.0511

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0020 SGD (High: 0.0512 / Low: 0.0491). On the other end, February was the most stable month, with a tight range of 0.0005 SGD (High: 0.0511 / Low: 0.0506).

April Spread (Volatile) ±0.0020

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0012 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0517) against the same month in 2014 (average: 0.0482), the exchange rate shifted by +0.0035 (+7.20%).

2015 Avg (September) 0.0517

2014 Avg (September) 0.0482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0509	0.0498	0.0503
February	0.0511	0.0506	0.0508
March	0.0521	0.0510	0.0515
April	0.0512	0.0491	0.0503
May	0.0503	0.0491	0.0497
June	0.0506	0.0494	0.0500
July	0.0508	0.0500	0.0504
August	0.0518	0.0503	0.0513
September	0.0524	0.0508	0.0517
October	0.0521	0.0503	0.0510
November	0.0519	0.0508	0.0515
December	0.0508	0.0500	0.0505