2018 NPR to BAM Historical Review

YEARLY HIGH

0.0161 BAM

YEARLY LOW

0.0141 BAM

YEARLY AVERAGE

0.0152 BAM

2018 NPR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NPR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0161. Conversely, the yearly low was recorded on October 14, dropping to 0.0141.

This high-to-low spread represents a total annual volatility of 0.0020 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0158 to the December average rate of 0.0152, the exchange rate registered a net change of -3.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0161 was down 10.14% compared to the 2017 peak of 0.0179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 80 BAM

2017 Average 83 BAM

Yearly Trough Low 71 BAM

Transaction Impact: A difference of 9.79 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0159

0.0143

JanuMarcMayJulySeptNove

NPR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0154, compared to 0.0149 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0154

H2 Avg (Jul–Dec) 0.0149

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0012 BAM (High: 0.0154 / Low: 0.0143). On the other end, March was the most stable month, with a tight range of 0.0003 BAM (High: 0.0154 / Low: 0.0151).

November Spread (Volatile) ±0.0012

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.0158) against the same month in 2017 (average: 0.0169), the exchange rate shifted by -0.0011 (-6.71%).

2018 Avg (January) 0.0158

2017 Avg (January) 0.0169

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0161	0.0154	0.0158
February	0.0155	0.0153	0.0154
March	0.0154	0.0151	0.0152
April	0.0154	0.0149	0.0151
May	0.0156	0.0151	0.0153
June	0.0156	0.0153	0.0155
July	0.0154	0.0149	0.0152
August	0.0155	0.0148	0.0152
September	0.0148	0.0143	0.0145
October	0.0147	0.0141	0.0145
November	0.0154	0.0143	0.0149
December	0.0154	0.0149	0.0152