2024 NPR to BAM Historical Review

YEARLY HIGH

0.0139 BAM

YEARLY LOW

0.0130 BAM

YEARLY AVERAGE

0.0135 BAM

2024 NPR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NPR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0139. Conversely, the yearly low was recorded on August 27, dropping to 0.0130.

This high-to-low spread represents a total annual volatility of 0.0009 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0135 to the December average rate of 0.0137, the exchange rate registered a net change of 1.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0139 was down 1.65% compared to the 2023 peak of 0.0141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 70 BAM

2023 Average 68 BAM

Yearly Trough Low 65 BAM

Transaction Impact: A difference of 4.30 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0138

0.0131

JanuMarcMayJulySeptNove

NPR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0136, compared to 0.0134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0136

H2 Avg (Jul–Dec) 0.0134

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0006 BAM (High: 0.0139 / Low: 0.0133). On the other end, September was the most stable month, with a tight range of 0.0001 BAM (High: 0.0132 / Low: 0.0131).

November Spread (Volatile) ±0.0006

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.0136) against the same month in 2023 (average: 0.0136), the exchange rate shifted by +0.0000 (+0.26%).

2024 Avg (November) 0.0136

2023 Avg (November) 0.0136

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0136	0.0133	0.0135
February	0.0137	0.0135	0.0136
March	0.0136	0.0135	0.0136
April	0.0138	0.0135	0.0137
May	0.0137	0.0135	0.0136
June	0.0137	0.0135	0.0136
July	0.0137	0.0134	0.0135
August	0.0135	0.0130	0.0132
September	0.0132	0.0131	0.0131
October	0.0135	0.0132	0.0133
November	0.0139	0.0133	0.0136
December	0.0139	0.0136	0.0137