2019 NPR to GEL Historical Review

YEARLY HIGH

0.0270 GEL

YEARLY LOW

0.0231 GEL

YEARLY AVERAGE

0.0250 GEL

2019 NPR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NPR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 0.0270. Conversely, the yearly low was recorded on February 4, dropping to 0.0231.

This high-to-low spread represents a total annual volatility of 0.0039 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0236 to the December average rate of 0.0254, the exchange rate registered a net change of 7.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0270 was up 5.79% compared to the 2018 peak of 0.0255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 135 GEL

2018 Average 114 GEL

Yearly Trough Low 115 GEL

Transaction Impact: A difference of 19.42 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0264

0.0230

JanuMarcMayJulySeptNove

NPR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0241, compared to 0.0259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0241

H2 Avg (Jul–Dec) 0.0259

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.0015 GEL (High: 0.0270 / Low: 0.0255). On the other end, April was the most stable month, with a tight range of 0.0004 GEL (High: 0.0244 / Low: 0.0240).

July Spread (Volatile) ±0.0015

April Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0006 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 0.0261) against the same month in 2018 (average: 0.0223), the exchange rate shifted by +0.0038 (+17.01%).

2019 Avg (July) 0.0261

2018 Avg (July) 0.0223

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0241	0.0232	0.0236
February	0.0238	0.0231	0.0233
March	0.0245	0.0235	0.0241
April	0.0244	0.0240	0.0242
May	0.0251	0.0243	0.0246
June	0.0258	0.0245	0.0249
July	0.0270	0.0255	0.0261
August	0.0267	0.0255	0.0258
September	0.0263	0.0256	0.0260
October	0.0264	0.0259	0.0261
November	0.0262	0.0256	0.0260
December	0.0259	0.0250	0.0254