2020 NPR to GEL Historical Review

YEARLY HIGH

0.0287 GEL

YEARLY LOW

0.0235 GEL

YEARLY AVERAGE

0.0263 GEL

2020 NPR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 0.0287. Conversely, the yearly low was recorded on March 10, dropping to 0.0235.

This high-to-low spread represents a total annual volatility of 0.0052 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0253 to the December average rate of 0.0280, the exchange rate registered a net change of 10.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0287 was up 6.32% compared to the 2019 peak of 0.0270, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 143 GEL

2019 Average 125 GEL

Yearly Trough Low 118 GEL

Transaction Impact: A difference of 25.89 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0283

0.0246

JanuMarcMayJulySeptNove

NPR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0255, compared to 0.0270 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0255

H2 Avg (Jul–Dec) 0.0270

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0049 GEL (High: 0.0284 / Low: 0.0235). On the other end, July was the most stable month, with a tight range of 0.0005 GEL (High: 0.0259 / Low: 0.0254).

March Spread (Volatile) ±0.0049

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0013 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0279) against the same month in 2019 (average: 0.0260), the exchange rate shifted by +0.0020 (+7.57%).

2020 Avg (November) 0.0279

2019 Avg (November) 0.0260

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0255	0.0249	0.0253
February	0.0253	0.0242	0.0249
March	0.0284	0.0235	0.0253
April	0.0272	0.0256	0.0261
May	0.0268	0.0262	0.0265
June	0.0264	0.0244	0.0252
July	0.0259	0.0254	0.0256
August	0.0264	0.0257	0.0259
September	0.0285	0.0263	0.0271
October	0.0278	0.0272	0.0274
November	0.0287	0.0272	0.0279
December	0.0282	0.0277	0.0280