2021 NPR to GMD Historical Review

YEARLY HIGH

0.4436 GMD

YEARLY LOW

0.4232 GMD

YEARLY AVERAGE

0.4360 GMD

2021 NPR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.4436. Conversely, the yearly low was recorded on April 13, dropping to 0.4232.

This high-to-low spread represents a total annual volatility of 0.0204 GMD. From a start-to-finish perspective, comparing the January average rate of 0.4417 to the December average rate of 0.4358, the exchange rate registered a net change of -1.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4436 was down 1.90% compared to the 2020 peak of 0.4522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 2,218 GMD

2020 Average 2,173 GMD

Yearly Trough Low 2,116 GMD

Transaction Impact: A difference of 102.23 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4435

0.4280

JanuMarcMayJulySeptNove

NPR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4378, compared to 0.4341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.4378

H2 Avg (Jul–Dec) 0.4341

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0153 GMD (High: 0.4385 / Low: 0.4232). On the other end, July was the most stable month, with a tight range of 0.0032 GMD (High: 0.4305 / Low: 0.4273).

April Spread (Volatile) ±0.0153

July Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0109 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4417) against the same month in 2020 (average: 0.4491), the exchange rate shifted by -0.0074 (-1.65%).

2021 Avg (January) 0.4417

2020 Avg (January) 0.4491

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4436	0.4401	0.4417
February	0.4435	0.4380	0.4422
March	0.4433	0.4353	0.4411
April	0.4385	0.4232	0.4302
May	0.4414	0.4294	0.4371
June	0.4392	0.4296	0.4345
July	0.4305	0.4273	0.4293
August	0.4388	0.4293	0.4312
September	0.4421	0.4338	0.4372
October	0.4357	0.4269	0.4327
November	0.4413	0.4339	0.4385
December	0.4433	0.4298	0.4358