2021 NPR to HNL Historical Review

YEARLY HIGH

0.2131 HNL

YEARLY LOW

0.1989 HNL

YEARLY AVERAGE

0.2040 HNL

2021 NPR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2131. Conversely, the yearly low was recorded on December 15, dropping to 0.1989.

This high-to-low spread represents a total annual volatility of 0.0142 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2073 to the December average rate of 0.2015, the exchange rate registered a net change of -2.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2131 was down 4.63% compared to the 2020 peak of 0.2234, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 1,065 HNL

2020 Average 1,044 HNL

Yearly Trough Low 994 HNL

Transaction Impact: A difference of 70.86 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2093

0.1996

JanuMarcMayJulySeptNove

NPR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2061, compared to 0.2020 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.2061

H2 Avg (Jul–Dec) 0.2020

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0075 HNL (High: 0.2131 / Low: 0.2056). On the other end, July was the most stable month, with a tight range of 0.0028 HNL (High: 0.2017 / Low: 0.1989).

January Spread (Volatile) ±0.0075

July Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0056 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2073) against the same month in 2020 (average: 0.2175), the exchange rate shifted by -0.0102 (-4.70%).

2021 Avg (January) 0.2073

2020 Avg (January) 0.2175

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2131	0.2056	0.2073
February	0.2102	0.2058	0.2085
March	0.2096	0.2050	0.2082
April	0.2059	0.1998	0.2026
May	0.2077	0.2027	0.2057
June	0.2068	0.2012	0.2044
July	0.2017	0.1989	0.2004
August	0.2045	0.1993	0.2005
September	0.2062	0.2032	0.2048
October	0.2039	0.1997	0.2017
November	0.2042	0.2011	0.2028
December	0.2052	0.1989	0.2015