2013 NPR to MAD Historical Review

YEARLY HIGH

0.0996 MAD

YEARLY LOW

0.0788 MAD

YEARLY AVERAGE

0.0902 MAD

2013 NPR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 0.0996. Conversely, the yearly low was recorded on September 4, dropping to 0.0788.

This high-to-low spread represents a total annual volatility of 0.0207 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0968 to the December average rate of 0.0829, the exchange rate registered a net change of -14.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0996 was down 8.58% compared to the 2012 peak of 0.1089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 498 MAD

2012 Average 506 MAD

Yearly Trough Low 394 MAD

Transaction Impact: A difference of 103.57 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1001

0.0804

JanuMarcMayJulySeptNove

NPR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0964, compared to 0.0840 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.0964

H2 Avg (Jul–Dec) 0.0840

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0079 MAD (High: 0.0871 / Low: 0.0792). On the other end, December was the most stable month, with a tight range of 0.0015 MAD (High: 0.0837 / Low: 0.0822).

August Spread (Volatile) ±0.0079

December Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.0982) against the same month in 2012 (average: 0.1025), the exchange rate shifted by -0.0044 (-4.27%).

2013 Avg (April) 0.0982

2012 Avg (April) 0.1025

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0975	0.0958	0.0968
February	0.0984	0.0964	0.0970
March	0.0995	0.0972	0.0984
April	0.0996	0.0974	0.0982
May	0.0985	0.0945	0.0975
June	0.0945	0.0885	0.0908
July	0.0902	0.0866	0.0890
August	0.0871	0.0792	0.0838
September	0.0833	0.0788	0.0820
October	0.0845	0.0826	0.0835
November	0.0841	0.0823	0.0830
December	0.0837	0.0822	0.0829