2019 NPR to MAD Historical Review

YEARLY HIGH

0.0878 MAD

YEARLY LOW

0.0828 MAD

YEARLY AVERAGE

0.0854 MAD

2019 NPR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NPR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 0.0878. Conversely, the yearly low was recorded on August 24, dropping to 0.0828.

This high-to-low spread represents a total annual volatility of 0.0050 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0844 to the December average rate of 0.0845, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0878 was down 4.81% compared to the 2018 peak of 0.0922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 439 MAD

2018 Average 430 MAD

Yearly Trough Low 414 MAD

Transaction Impact: A difference of 24.91 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0876

0.0835

JanuMarcMayJulySeptNove

NPR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0857, compared to 0.0851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0857

H2 Avg (Jul–Dec) 0.0851

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0045 MAD (High: 0.0872 / Low: 0.0828). On the other end, July was the most stable month, with a tight range of 0.0010 MAD (High: 0.0878 / Low: 0.0868).

August Spread (Volatile) ±0.0045

July Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 0.0872) against the same month in 2018 (average: 0.0861), the exchange rate shifted by +0.0011 (+1.32%).

2019 Avg (July) 0.0872

2018 Avg (July) 0.0861

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0857	0.0835	0.0844
February	0.0847	0.0831	0.0839
March	0.0876	0.0844	0.0865
April	0.0876	0.0861	0.0867
May	0.0872	0.0855	0.0867
June	0.0873	0.0857	0.0864
July	0.0878	0.0868	0.0872
August	0.0872	0.0828	0.0845
September	0.0862	0.0836	0.0849
October	0.0858	0.0843	0.0850
November	0.0852	0.0838	0.0844
December	0.0850	0.0836	0.0845