2020 NPR to NAD Historical Review

YEARLY HIGH

0.1568 NAD

YEARLY LOW

0.1226 NAD

YEARLY AVERAGE

0.1389 NAD

2020 NPR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.1568. Conversely, the yearly low was recorded on January 4, dropping to 0.1226.

This high-to-low spread represents a total annual volatility of 0.0342 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1260 to the December average rate of 0.1263, the exchange rate registered a net change of 0.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1568 was down 52.29% compared to the 2019 peak of 0.3285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 784 NAD

2019 Average 644 NAD

Yearly Trough Low 613 NAD

Transaction Impact: A difference of 170.97 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1550

0.1233

JanuMarcMayJulySeptNove

NPR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1401, compared to 0.1378 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.1401

H2 Avg (Jul–Dec) 0.1378

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0179 NAD (High: 0.1545 / Low: 0.1366). On the other end, February was the most stable month, with a tight range of 0.0037 NAD (High: 0.1333 / Low: 0.1296).

October Spread (Volatile) ±0.0179

February Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0104 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1523) against the same month in 2019 (average: 0.1274), the exchange rate shifted by +0.0249 (+19.56%).

2020 Avg (April) 0.1523

2019 Avg (April) 0.1274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1296	0.1226	0.1260
February	0.1333	0.1296	0.1310
March	0.1484	0.1309	0.1398
April	0.1568	0.1463	0.1523
May	0.1554	0.1438	0.1503
June	0.1447	0.1373	0.1413
July	0.1427	0.1375	0.1397
August	0.1479	0.1385	0.1454
September	0.1493	0.1378	0.1431
October	0.1545	0.1366	0.1413
November	0.1368	0.1288	0.1309
December	0.1303	0.1229	0.1263