2021 NPR to NAD Historical Review

YEARLY HIGH

0.1357 NAD

YEARLY LOW

0.1155 NAD

YEARLY AVERAGE

0.1251 NAD

2021 NPR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.1357. Conversely, the yearly low was recorded on June 6, dropping to 0.1155.

This high-to-low spread represents a total annual volatility of 0.0202 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1289 to the December average rate of 0.1320, the exchange rate registered a net change of 2.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1357 was down 13.44% compared to the 2020 peak of 0.1568, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 678 NAD

2020 Average 695 NAD

Yearly Trough Low 578 NAD

Transaction Impact: A difference of 100.85 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1334

0.1162

JanuMarcMayJulySeptNove

NPR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1239, compared to 0.1263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.1239

H2 Avg (Jul–Dec) 0.1263

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0154 NAD (High: 0.1357 / Low: 0.1203). On the other end, May was the most stable month, with a tight range of 0.0042 NAD (High: 0.1226 / Low: 0.1183).

November Spread (Volatile) ±0.0154

May Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0071 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1299) against the same month in 2020 (average: 0.1309), the exchange rate shifted by -0.0010 (-0.75%).

2021 Avg (November) 0.1299

2020 Avg (November) 0.1309

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1319	0.1250	0.1289
February	0.1293	0.1242	0.1267
March	0.1332	0.1267	0.1288
April	0.1254	0.1187	0.1217
May	0.1226	0.1183	0.1199
June	0.1206	0.1155	0.1176
July	0.1249	0.1196	0.1220
August	0.1289	0.1207	0.1239
September	0.1277	0.1214	0.1260
October	0.1276	0.1206	0.1242
November	0.1357	0.1203	0.1299
December	0.1343	0.1294	0.1320