2026 NPR to NGN Historical Review

YEARLY HIGH

10.0376 NGN

YEARLY LOW

8.8545 NGN

YEARLY AVERAGE

9.1807 NGN

2026 NPR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NPR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 10.0376. Conversely, the yearly low was recorded on July 24, dropping to 8.8545.

This high-to-low spread represents a total annual volatility of 1.1831 NGN. From a start-to-finish perspective, comparing the January average rate of 9.7794 to the December average rate of 8.9512, the exchange rate registered a net change of -8.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.0376 was down 17.44% compared to the 2025 peak of 12.1572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 50,188 NGN

2025 Average 54,676 NGN

Yearly Trough Low 44,273 NGN

Transaction Impact: A difference of 5,915.27 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.8622

8.8684

JanuMarcMayJuly

NPR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2553, compared to 8.9571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2982 points.

H1 Avg (Jan–Jun) 9.2553

H2 Avg (Jul–Dec) 8.9571

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.6738 NGN (High: 10.0376 / Low: 9.3638). On the other end, August was the most stable month, with a tight range of 0.0387 NGN (High: 8.9717 / Low: 8.9330).

January Spread (Volatile) ±0.6738

August Spread (Stable) ±0.0387

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4260 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 9.7794) against the same month in 2025 (average: 11.2476), the exchange rate shifted by -1.4682 (-13.05%).

2026 Avg (January) 9.7794

2025 Avg (January) 11.2476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0376	9.3638	9.7794
February	9.6328	9.2295	9.3535
March	9.5023	9.0517	9.2872
April	9.3415	8.9808	9.1243
May	9.0642	8.9546	8.9816
June	9.1647	8.8987	9.0056
July	9.1093	8.8545	8.9629
August	8.9717	8.9330	8.9512