2020 NPR to PEN Historical Review

YEARLY HIGH

0.0310 PEN

YEARLY LOW

0.0276 PEN

YEARLY AVERAGE

0.0295 PEN

2020 NPR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0310. Conversely, the yearly low was recorded on April 21, dropping to 0.0276.

This high-to-low spread represents a total annual volatility of 0.0034 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0292 to the December average rate of 0.0306, the exchange rate registered a net change of 4.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0310 was up 1.53% compared to the 2019 peak of 0.0305, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 155 PEN

2019 Average 148 PEN

Yearly Trough Low 138 PEN

Transaction Impact: A difference of 16.76 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0308

0.0277

JanuMarcMayJulySeptNove

NPR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0288, compared to 0.0302 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0288

H2 Avg (Jul–Dec) 0.0302

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0018 PEN (High: 0.0301 / Low: 0.0283). On the other end, February was the most stable month, with a tight range of 0.0005 PEN (High: 0.0299 / Low: 0.0294).

March Spread (Volatile) ±0.0018

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0014 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0306) against the same month in 2019 (average: 0.0294), the exchange rate shifted by +0.0011 (+3.84%).

2020 Avg (December) 0.0306

2019 Avg (December) 0.0294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0297	0.0288	0.0292
February	0.0299	0.0294	0.0297
March	0.0301	0.0283	0.0293
April	0.0286	0.0276	0.0279
May	0.0285	0.0280	0.0282
June	0.0292	0.0282	0.0287
July	0.0297	0.0290	0.0293
August	0.0304	0.0295	0.0298
September	0.0305	0.0300	0.0303
October	0.0309	0.0303	0.0306
November	0.0308	0.0301	0.0304
December	0.0310	0.0304	0.0306