YEARLY HIGH
0.0351 PEN
YEARLY LOW
0.0300 PEN
YEARLY AVERAGE
0.0328 PEN

2021 NPR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.0351. Conversely, the yearly low was recorded on April 13, dropping to 0.0300.

This high-to-low spread represents a total annual volatility of 0.0051 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0310 to the December average rate of 0.0336, the exchange rate registered a net change of 8.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0351 was up 13.43% compared to the 2020 peak of 0.0310, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 176 PEN
2020 Average 147 PEN
Yearly Trough Low 150 PEN
Transaction Impact: A difference of 25.69 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0353
0.0306
JanuMarcMayJulySeptNove

NPR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0318, compared to 0.0339 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0318
H2 Avg (Jul–Dec) 0.0339

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0023 PEN (High: 0.0349 / Low: 0.0326). On the other end, September was the most stable month, with a tight range of 0.0003 PEN (High: 0.0351 / Low: 0.0348).

October Spread (Volatile) ±0.0023
September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.0349) against the same month in 2020 (average: 0.0303), the exchange rate shifted by +0.0046 (+15.35%).

2021 Avg (September) 0.0349
2020 Avg (September) 0.0303

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0313 0.0308 0.0310
February 0.0316 0.0312 0.0314
March 0.0322 0.0311 0.0319
April 0.0321 0.0300 0.0310
May 0.0332 0.0311 0.0322
June 0.0337 0.0328 0.0332
July 0.0335 0.0324 0.0330
August 0.0350 0.0330 0.0344
September 0.0351 0.0348 0.0349
October 0.0349 0.0326 0.0335
November 0.0339 0.0333 0.0337
December 0.0340 0.0331 0.0336