YEARLY HIGH
1.4272 PKR
YEARLY LOW
1.3032 PKR
YEARLY AVERAGE
1.3656 PKR

2020 NPR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 30, valuing the pair at 1.4272. Conversely, the yearly low was recorded on March 24, dropping to 1.3032.

This high-to-low spread represents a total annual volatility of 0.1240 PKR. From a start-to-finish perspective, comparing the January average rate of 1.3577 to the December average rate of 1.3606, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4272 was down 3.56% compared to the 2019 peak of 1.4799, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 7,136 PKR
2019 Average 6,672 PKR
Yearly Trough Low 6,516 PKR
Transaction Impact: A difference of 620.22 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4223
1.3170
JanuMarcMayJulySeptNove

NPR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3472, compared to 1.3839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0367 points.

H1 Avg (Jan–Jun) 1.3472
H2 Avg (Jul–Dec) 1.3839

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0732 PKR (High: 1.3763 / Low: 1.3032). On the other end, December was the most stable month, with a tight range of 0.0165 PKR (High: 1.3703 / Low: 1.3538).

March Spread (Volatile) ±0.0732
December Spread (Stable) ±0.0165

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0428 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0428

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.4091) against the same month in 2019 (average: 1.4050), the exchange rate shifted by +0.0042 (+0.30%).

2020 Avg (August) 1.4091
2019 Avg (August) 1.4050

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3691 1.3479 1.3577
February 1.3577 1.3356 1.3503
March 1.3763 1.3032 1.3314
April 1.3835 1.3108 1.3514
May 1.3469 1.3105 1.3258
June 1.3916 1.3498 1.3668
July 1.4083 1.3827 1.3947
August 1.4272 1.3944 1.4091
September 1.4228 1.4037 1.4136
October 1.4050 1.3453 1.3841
November 1.3582 1.3254 1.3413
December 1.3703 1.3538 1.3606