YEARLY HIGH
1.9585 PKR
YEARLY LOW
1.7981 PKR
YEARLY AVERAGE
1.8620 PKR

2026 NPR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NPR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 1.9585. Conversely, the yearly low was recorded on July 23, dropping to 1.7981.

This high-to-low spread represents a total annual volatility of 0.1604 PKR. From a start-to-finish perspective, comparing the January average rate of 1.9275 to the December average rate of 1.8208, the exchange rate registered a net change of -5.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.9585 was down 6.61% compared to the 2025 peak of 2.0971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 9,792 PKR
2025 Average 10,109 PKR
Yearly Trough Low 8,991 PKR
Transaction Impact: A difference of 801.91 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.9389
1.8024
JanuMarcMayJuly

NPR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8769, compared to 1.8173 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0595 points.

H1 Avg (Jan–Jun) 1.8769
H2 Avg (Jul–Dec) 1.8173

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0865 PKR (High: 1.9203 / Low: 1.8338). On the other end, August was the most stable month, with a tight range of 0.0002 PKR (High: 1.8210 / Low: 1.8208).

March Spread (Volatile) ±0.0865
August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0477 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.9275) against the same month in 2025 (average: 2.0201), the exchange rate shifted by -0.0926 (-4.58%).

2026 Avg (January) 1.9275
2025 Avg (January) 2.0201

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9585 1.8898 1.9275
February 1.9347 1.9041 1.9253
March 1.9203 1.8338 1.8823
April 1.8892 1.8378 1.8694
May 1.8364 1.8154 1.8217
June 1.8530 1.8173 1.8350
July 1.8379 1.7981 1.8138
August 1.8210 1.8208 1.8208