2020 NZD to GYD Historical Review

YEARLY HIGH

150.9405 GYD

YEARLY LOW

117.3179 GYD

YEARLY AVERAGE

135.9970 GYD

2020 NZD to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 150.9405. Conversely, the yearly low was recorded on March 22, dropping to 117.3179.

This high-to-low spread represents a total annual volatility of 33.6227 GYD. From a start-to-finish perspective, comparing the January average rate of 138.1054 to the December average rate of 148.5182, the exchange rate registered a net change of 7.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 150.9405 was up 4.30% compared to the 2019 peak of 144.7167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 754,703 GYD

2019 Average 688,557 GYD

Yearly Trough Low 586,589 GYD

Transaction Impact: A difference of 168,113.44 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

150.8075

123.3359

JanuMarcMayJulySeptNove

NZD to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 130.9390, compared to 141.0550 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.1160 points.

H1 Avg (Jan–Jun) 130.9390

H2 Avg (Jul–Dec) 141.0550

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 15.7688 GYD (High: 133.0866 / Low: 117.3179). On the other end, October was the most stable month, with a tight range of 2.5571 GYD (High: 139.9656 / Low: 137.4085).

March Spread (Volatile) ±15.7688

October Spread (Stable) ±2.5571

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.1649 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -7.1649

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 148.5182) against the same month in 2019 (average: 137.8235), the exchange rate shifted by +10.6947 (+7.76%).

2020 Avg (December) 148.5182

2019 Avg (December) 137.8235

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	141.6396	134.7884	138.1054
February	135.9700	130.3599	133.4696
March	133.0866	117.3179	126.3047
April	128.4996	122.3607	125.6252
May	129.6447	124.0553	127.3060
June	137.2921	131.2653	134.8234
July	140.0320	135.5400	137.7603
August	141.0085	136.2123	138.1046
September	141.5364	136.7534	139.3872
October	139.9656	137.4085	138.8431
November	147.2851	138.0456	143.7168
December	150.9405	146.7112	148.5182