YEARLY HIGH
127.5761 GYD
YEARLY LOW
115.8637 GYD
YEARLY AVERAGE
121.7346 GYD

2025 NZD to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 127.5761. Conversely, the yearly low was recorded on April 8, dropping to 115.8637.

This high-to-low spread represents a total annual volatility of 11.7124 GYD. From a start-to-finish perspective, comparing the January average rate of 117.7334 to the December average rate of 121.1040, the exchange rate registered a net change of 2.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 127.5761 was down 4.04% compared to the 2024 peak of 132.9417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 637,881 GYD
2024 Average 632,886 GYD
Yearly Trough Low 579,318 GYD
Transaction Impact: A difference of 58,562.12 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

126.9558
116.8950
JanuMarcMayJulySeptNove

NZD to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 121.5021, compared to 121.9672 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4651 points.

H1 Avg (Jan–Jun) 121.5021
H2 Avg (Jul–Dec) 121.9672

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 9.9866 GYD (High: 125.8503 / Low: 115.8637). On the other end, December was the most stable month, with a tight range of 2.4671 GYD (High: 122.2000 / Low: 119.7329).

April Spread (Volatile) ±9.9866
December Spread (Stable) ±2.4671

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.4945 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -2.4945

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 125.5019) against the same month in 2024 (average: 126.1786), the exchange rate shifted by -0.6767 (-0.54%).

2025 Avg (July) 125.5019
2024 Avg (July) 126.1786

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 119.2977 116.3438 117.7334
February 120.6530 116.9673 119.0799
March 122.0177 116.9673 119.6747
April 125.8503 115.8637 122.2191
May 125.8557 122.3876 124.1880
June 127.4451 124.7869 126.1174
July 127.5761 123.1137 125.5019
August 125.1831 121.2958 123.4060
September 125.3011 120.4026 122.9612
October 122.1057 119.1752 120.4666
November 119.8392 116.9746 118.3635
December 122.2000 119.7329 121.1040