2012 NZD to HTG Historical Review

YEARLY HIGH

35.6151 HTG

YEARLY LOW

31.2745 HTG

YEARLY AVERAGE

33.7780 HTG

2012 NZD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 35.6151. Conversely, the yearly low was recorded on January 1, dropping to 31.2745.

This high-to-low spread represents a total annual volatility of 4.3407 HTG. From a start-to-finish perspective, comparing the January average rate of 32.3595 to the December average rate of 34.9785, the exchange rate registered a net change of 8.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 35.6151 was down 0.64% compared to the 2011 peak of 35.8461, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 178,076 HTG

2011 Average 160,759 HTG

Yearly Trough Low 156,372 HTG

Transaction Impact: A difference of 21,703.27 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

35.2404

32.0975

JanuMarcMayJulySeptNove

NZD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.1885, compared to 34.3675 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1790 points.

H1 Avg (Jan–Jun) 33.1885

H2 Avg (Jul–Dec) 34.3675

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 2.5454 HTG (High: 34.2752 / Low: 31.7298). On the other end, October was the most stable month, with a tight range of 0.7234 HTG (High: 34.9528 / Low: 34.2294).

May Spread (Volatile) ±2.5454

October Spread (Stable) ±0.7234

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.3508 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.3508

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 34.9785) against the same month in 2011 (average: 31.1858), the exchange rate shifted by +3.7927 (+12.16%).

2012 Avg (December) 34.9785

2011 Avg (December) 31.1858

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.5484	31.2745	32.3595
February	34.1983	33.3517	33.7779
March	34.4392	33.1468	33.7713
April	34.3649	33.4958	33.8776
May	34.2752	31.7298	32.5269
June	33.8676	31.6888	32.8180
July	34.0617	33.1278	33.6439
August	34.4196	33.6745	34.0801
September	35.0666	33.3137	34.4547
October	34.9528	34.2294	34.5308
November	34.8977	34.1247	34.5173
December	35.6151	34.5221	34.9785