2021 NZD to HTG Historical Review

YEARLY HIGH

72.6559 HTG

YEARLY LOW

51.4278 HTG

YEARLY AVERAGE

63.3395 HTG

2021 NZD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 72.6559. Conversely, the yearly low was recorded on January 2, dropping to 51.4278.

This high-to-low spread represents a total annual volatility of 21.2281 HTG. From a start-to-finish perspective, comparing the January average rate of 52.4165 to the December average rate of 68.2851, the exchange rate registered a net change of 30.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 72.6559 was down 4.45% compared to the 2020 peak of 76.0372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 363,280 HTG

2020 Average 304,633 HTG

Yearly Trough Low 257,139 HTG

Transaction Impact: A difference of 106,140.64 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

71.9022

50.6450

JanuMarcMayJulySeptNove

NZD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 58.2158, compared to 68.4632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.2475 points.

H1 Avg (Jan–Jun) 58.2158

H2 Avg (Jul–Dec) 68.4632

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 6.0079 HTG (High: 62.0829 / Low: 56.0750). On the other end, January was the most stable month, with a tight range of 2.1302 HTG (High: 53.5580 / Low: 51.4278).

April Spread (Volatile) ±6.0079

January Spread (Stable) ±2.1302

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.9349 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.9349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 70.1308) against the same month in 2020 (average: 42.1363), the exchange rate shifted by +27.9945 (+66.44%).

2021 Avg (October) 70.1308

2020 Avg (October) 42.1363

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.5580	51.4278	52.4165
February	56.1446	51.5418	53.4461
March	56.6423	53.7622	55.7676
April	62.0829	56.0750	58.5289
May	66.7556	61.4689	63.7519
June	66.9686	63.8410	65.3837
July	67.2788	63.7235	65.9981
August	69.3857	65.2811	67.8463
September	70.7878	67.3498	69.2993
October	72.6559	67.9939	70.1308
November	70.7873	67.2991	69.2200
December	69.6959	66.5603	68.2851