2020 NZD to IQD Historical Review

YEARLY HIGH

1054.1802 IQD

YEARLY LOW

669.9819 IQD

YEARLY AVERAGE

779.2836 IQD

2020 NZD to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1054.1802. Conversely, the yearly low was recorded on March 22, dropping to 669.9819.

This high-to-low spread represents a total annual volatility of 384.1984 IQD. From a start-to-finish perspective, comparing the January average rate of 788.1875 to the December average rate of 895.4826, the exchange rate registered a net change of 13.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1054.1802 was up 27.32% compared to the 2019 peak of 827.9996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,270,901 IQD

2019 Average 3,926,185 IQD

Yearly Trough Low 3,349,909 IQD

Transaction Impact: A difference of 1,920,991.81 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

913.4571

697.7626

JanuMarcMayJulySeptNove

NZD to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 746.3529, compared to 812.2142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 65.8613 points.

H1 Avg (Jan–Jun) 746.3529

H2 Avg (Jul–Dec) 812.2142

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 217.3906 IQD (High: 1054.1802 / Low: 836.7896). On the other end, October was the most stable month, with a tight range of 14.8958 IQD (High: 798.9117 / Low: 784.0158).

December Spread (Volatile) ±217.3906

October Spread (Stable) ±14.8958

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 41.4075 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -41.4075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 895.4826) against the same month in 2019 (average: 786.4361), the exchange rate shifted by +109.0465 (+13.87%).

2020 Avg (December) 895.4826

2019 Avg (December) 786.4361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	808.2257	769.1681	788.1875
February	774.2471	743.6050	761.5485
March	756.3244	669.9819	720.1410
April	732.3790	697.5139	715.7371
May	738.7079	706.0081	724.6653
June	781.4316	748.7694	767.8379
July	798.1960	772.7404	785.1035
August	805.1208	779.3727	788.0797
September	807.5916	778.8366	794.6505
October	798.9117	784.0158	791.1596
November	838.7710	785.1132	818.8093
December	1054.1802	836.7896	895.4826