YEARLY HIGH
799.0974 IQD
YEARLY LOW
723.2956 IQD
YEARLY AVERAGE
762.0958 IQD

2025 NZD to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 799.0974. Conversely, the yearly low was recorded on April 8, dropping to 723.2956.

This high-to-low spread represents a total annual volatility of 75.8018 IQD. From a start-to-finish perspective, comparing the January average rate of 737.2334 to the December average rate of 758.2055, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 799.0974 was down 3.99% compared to the 2024 peak of 832.3010, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,995,487 IQD
2024 Average 3,961,837 IQD
Yearly Trough Low 3,616,478 IQD
Transaction Impact: A difference of 379,009.19 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

794.6174
732.0167
JanuMarcMayJulySeptNove

NZD to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 760.5120, compared to 763.6797 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1678 points.

H1 Avg (Jan–Jun) 760.5120
H2 Avg (Jul–Dec) 763.6797

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 62.7514 IQD (High: 786.0470 / Low: 723.2956). On the other end, December was the most stable month, with a tight range of 15.2989 IQD (High: 765.1468 / Low: 749.8480).

April Spread (Volatile) ±62.7514
December Spread (Stable) ±15.2989

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 15.4990 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -15.4990

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 785.8481) against the same month in 2024 (average: 790.0480), the exchange rate shifted by -4.2000 (-0.53%).

2025 Avg (July) 785.8481
2024 Avg (July) 790.0480

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 746.8381 728.4639 737.2334
February 755.0189 732.8138 744.9151
March 763.1006 732.8138 749.0889
April 786.0470 723.2956 764.2514
May 790.1087 767.0061 778.1824
June 797.9649 781.3799 789.4006
July 799.0974 770.9979 785.8481
August 783.5859 759.6867 772.3835
September 784.7301 753.6703 769.9987
October 764.9068 746.2286 754.4997
November 750.3780 732.5101 741.1431
December 765.1468 749.8480 758.2055