2020 NZD to LSL Historical Review

YEARLY HIGH

11.7151 LSL

YEARLY LOW

9.3363 LSL

YEARLY AVERAGE

10.6751 LSL

2020 NZD to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 11.7151. Conversely, the yearly low was recorded on January 4, dropping to 9.3363.

This high-to-low spread represents a total annual volatility of 2.3788 LSL. From a start-to-finish perspective, comparing the January average rate of 9.4919 to the December average rate of 10.5672, the exchange rate registered a net change of 11.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.7151 was up 17.09% compared to the 2019 peak of 10.0052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 58,575 LSL

2019 Average 47,578 LSL

Yearly Trough Low 46,681 LSL

Transaction Impact: A difference of 11,893.99 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.5426

9.3055

JanuMarcMayJulySeptNove

NZD to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3944, compared to 10.9559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5615 points.

H1 Avg (Jan–Jun) 10.3944

H2 Avg (Jul–Dec) 10.9559

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1979 LSL (High: 10.7490 / Low: 9.5511). On the other end, February was the most stable month, with a tight range of 0.1341 LSL (High: 9.6380 / Low: 9.5039).

March Spread (Volatile) ±1.1979

February Spread (Stable) ±0.1341

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2521 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2521

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 11.3562) against the same month in 2019 (average: 9.7229), the exchange rate shifted by +1.6333 (+16.80%).

2020 Avg (August) 11.3562

2019 Avg (August) 9.7229

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.5968	9.3363	9.4919
February	9.6380	9.5039	9.5729
March	10.7490	9.5511	10.0462
April	11.4556	10.6235	11.1498
May	11.3724	10.7477	11.0555
June	11.2481	10.7294	11.0501
July	11.1982	10.8880	11.0372
August	11.7151	11.0074	11.3562
September	11.3577	10.9347	11.1614
October	11.1437	10.7874	10.9327
November	10.8557	10.5042	10.6806
December	10.8435	10.3264	10.5672