2021 NZD to LSL Historical Review

YEARLY HIGH

11.1189 LSL

YEARLY LOW

9.5224 LSL

YEARLY AVERAGE

10.4493 LSL

2021 NZD to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 11.1189. Conversely, the yearly low was recorded on June 19, dropping to 9.5224.

This high-to-low spread represents a total annual volatility of 1.5965 LSL. From a start-to-finish perspective, comparing the January average rate of 10.8365 to the December average rate of 10.7684, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.1189 was down 5.09% compared to the 2020 peak of 11.7151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 55,595 LSL

2020 Average 53,387 LSL

Yearly Trough Low 47,612 LSL

Transaction Impact: A difference of 7,982.38 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.9640

9.7235

JanuMarcMayJulySeptNove

NZD to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.4189, compared to 10.4796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0607 points.

H1 Avg (Jan–Jun) 10.4189

H2 Avg (Jul–Dec) 10.4796

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.7913 LSL (High: 11.0749 / Low: 10.2835). On the other end, April was the most stable month, with a tight range of 0.2934 LSL (High: 10.4537 / Low: 10.1603).

March Spread (Volatile) ±0.7913

April Spread (Stable) ±0.2934

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4060 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 10.8365) against the same month in 2020 (average: 9.4919), the exchange rate shifted by +1.3446 (+14.17%).

2021 Avg (January) 10.8365

2020 Avg (January) 9.4919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1189	10.3967	10.8365
February	10.9026	10.4305	10.7031
March	11.0749	10.2835	10.6947
April	10.4537	10.1603	10.2887
May	10.3902	9.9892	10.1637
June	10.0403	9.5224	9.8269
July	10.3690	9.9436	10.1355
August	10.4941	10.0879	10.3292
September	10.6146	10.0250	10.2883
October	10.8965	10.3106	10.4960
November	11.0908	10.6843	10.8606
December	10.9857	10.5749	10.7684