YEARLY HIGH
0.9682 LYD
YEARLY LOW
0.7906 LYD
YEARLY AVERAGE
0.9018 LYD

2020 NZD to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.9682. Conversely, the yearly low was recorded on March 18, dropping to 0.7906.

This high-to-low spread represents a total annual volatility of 0.1776 LYD. From a start-to-finish perspective, comparing the January average rate of 0.9255 to the December average rate of 0.9543, the exchange rate registered a net change of 3.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9682 was up 0.41% compared to the 2019 peak of 0.9642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,841 LYD
2019 Average 4,608 LYD
Yearly Trough Low 3,953 LYD
Transaction Impact: A difference of 888.20 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9648
0.8384
JanuMarcMayJulySeptNove

NZD to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8818, compared to 0.9218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0399 points.

H1 Avg (Jan–Jun) 0.8818
H2 Avg (Jul–Dec) 0.9218

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0989 LYD (High: 0.8894 / Low: 0.7906). On the other end, July was the most stable month, with a tight range of 0.0172 LYD (High: 0.9262 / Low: 0.9090).

March Spread (Volatile) ±0.0989
July Spread (Stable) ±0.0172

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0509 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0509

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.9543) against the same month in 2019 (average: 0.9258), the exchange rate shifted by +0.0285 (+3.08%).

2020 Avg (December) 0.9543
2019 Avg (December) 0.9258

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9472 0.9081 0.9255
February 0.9101 0.8811 0.8999
March 0.8894 0.7906 0.8489
April 0.8686 0.8238 0.8497
May 0.8809 0.8416 0.8631
June 0.9255 0.8855 0.9040
July 0.9262 0.9090 0.9168
August 0.9217 0.8943 0.9054
September 0.9248 0.8939 0.9119
October 0.9162 0.8986 0.9080
November 0.9511 0.8992 0.9344
December 0.9682 0.9437 0.9543