YEARLY HIGH
3.8242 LYD
YEARLY LOW
3.1103 LYD
YEARLY AVERAGE
3.6837 LYD

2026 NZD to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 3.8242. Conversely, the yearly low was recorded on January 11, dropping to 3.1103.

This high-to-low spread represents a total annual volatility of 0.7139 LYD. From a start-to-finish perspective, comparing the January average rate of 3.3409 to the December average rate of 3.7485, the exchange rate registered a net change of 12.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.8242 was up 15.61% compared to the 2025 peak of 3.3078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 19,121 LYD
2025 Average 15,412 LYD
Yearly Trough Low 15,551 LYD
Transaction Impact: A difference of 3,569.69 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.8384
3.2956
JanuMarcMayJuly

NZD to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6702, compared to 3.7241 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0539 points.

H1 Avg (Jan–Jun) 3.6702
H2 Avg (Jul–Dec) 3.7241

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.7058 LYD (High: 3.8161 / Low: 3.1103). On the other end, August was the most stable month, with a tight range of 0.0078 LYD (High: 3.7523 / Low: 3.7445).

January Spread (Volatile) ±0.7058
August Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0870 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0870

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3.7932) against the same month in 2025 (average: 2.7887), the exchange rate shifted by +1.0045 (+36.02%).

2026 Avg (February) 3.7932
2025 Avg (February) 2.7887

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8161 3.1103 3.3409
February 3.8242 3.7599 3.7932
March 3.7839 3.6452 3.7224
April 3.7565 3.6279 3.7060
May 3.8018 3.7451 3.7728
June 3.7890 3.6190 3.6859
July 3.7600 3.6427 3.6997
August 3.7523 3.7445 3.7485