YEARLY HIGH
7.3254 MAD
YEARLY LOW
6.5685 MAD
YEARLY AVERAGE
6.9955 MAD

2012 NZD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 7.3254. Conversely, the yearly low was recorded on May 23, dropping to 6.5685.

This high-to-low spread represents a total annual volatility of 0.7569 MAD. From a start-to-finish perspective, comparing the January average rate of 6.8879 to the December average rate of 7.0491, the exchange rate registered a net change of 2.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.3254 was up 5.84% compared to the 2011 peak of 6.9214, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 36,627 MAD
2011 Average 32,027 MAD
Yearly Trough Low 32,843 MAD
Transaction Impact: A difference of 3,784.25 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.2590
6.6511
JanuMarcMayJulySeptNove

NZD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8930, compared to 7.0979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2049 points.

H1 Avg (Jan–Jun) 6.8930
H2 Avg (Jul–Dec) 7.0979

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.3619 MAD (High: 7.0082 / Low: 6.6462). On the other end, November was the most stable month, with a tight range of 0.1525 MAD (High: 7.1684 / Low: 7.0159).

January Spread (Volatile) ±0.3619
November Spread (Stable) ±0.1525

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2316 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2316

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 7.2083) against the same month in 2011 (average: 6.6072), the exchange rate shifted by +0.6011 (+9.10%).

2012 Avg (August) 7.2083
2011 Avg (August) 6.6072

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.0082 6.6462 6.8879
February 7.1164 6.9622 7.0342
March 7.0258 6.8501 6.9334
April 7.0239 6.8617 6.9334
May 6.8852 6.5685 6.7018
June 7.0136 6.6829 6.8676
July 7.2572 7.0002 7.1567
August 7.3254 7.0455 7.2083
September 7.1585 6.9831 7.0676
October 7.1387 6.9441 7.0208
November 7.1684 7.0159 7.0850
December 7.1834 6.9060 7.0491