YEARLY HIGH
5.5686 MAD
YEARLY LOW
5.2540 MAD
YEARLY AVERAGE
5.4274 MAD

2026 NZD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 5.5686. Conversely, the yearly low was recorded on January 1, dropping to 5.2540.

This high-to-low spread represents a total annual volatility of 0.3146 MAD. From a start-to-finish perspective, comparing the January average rate of 5.3513 to the December average rate of 5.4784, the exchange rate registered a net change of 2.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.5686 was down 3.05% compared to the 2025 peak of 5.7441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 27,843 MAD
2025 Average 27,175 MAD
Yearly Trough Low 26,270 MAD
Transaction Impact: A difference of 1,573.23 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.5107
5.3368
JanuMarcMayJuly

NZD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4231, compared to 5.4400 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0169 points.

H1 Avg (Jan–Jun) 5.4231
H2 Avg (Jul–Dec) 5.4400

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.2500 MAD (High: 5.5040 / Low: 5.2540). On the other end, August was the most stable month, with a tight range of 0.0133 MAD (High: 5.4841 / Low: 5.4708).

January Spread (Volatile) ±0.2500
August Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1063 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 5.4516) against the same month in 2025 (average: 5.5490), the exchange rate shifted by -0.0973 (-1.75%).

2026 Avg (March) 5.4516
2025 Avg (March) 5.5490

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5040 5.2540 5.3513
February 5.5390 5.4491 5.4962
March 5.5686 5.3382 5.4516
April 5.4724 5.3299 5.4181
May 5.4987 5.4229 5.4640
June 5.4832 5.2991 5.3576
July 5.4862 5.3203 5.4017
August 5.4841 5.4708 5.4784