YEARLY HIGH
4.8783 TTD
YEARLY LOW
3.7939 TTD
YEARLY AVERAGE
4.4026 TTD

2020 NZD to TTD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to TTD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.8783. Conversely, the yearly low was recorded on March 22, dropping to 3.7939.

This high-to-low spread represents a total annual volatility of 1.0844 TTD. From a start-to-finish perspective, comparing the January average rate of 4.4695 to the December average rate of 4.8196, the exchange rate registered a net change of 7.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.8783 was up 3.91% compared to the 2019 peak of 4.6949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 24,392 TTD
2019 Average 22,324 TTD
Yearly Trough Low 18,970 TTD
Transaction Impact: A difference of 5,422.06 TTD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.8957
3.9827
JanuMarcMayJulySeptNove

NZD to TTD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2333, compared to 4.5719 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3386 points.

H1 Avg (Jan–Jun) 4.2333
H2 Avg (Jul–Dec) 4.5719

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5012 TTD (High: 4.2951 / Low: 3.7939). On the other end, October was the most stable month, with a tight range of 0.1001 TTD (High: 4.5455 / Low: 4.4453).

March Spread (Volatile) ±0.5012
October Spread (Stable) ±0.1001

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2361 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2361

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.8196) against the same month in 2019 (average: 4.4598), the exchange rate shifted by +0.3597 (+8.07%).

2020 Avg (December) 4.8196
2019 Avg (December) 4.4598

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5777 4.3668 4.4695
February 4.3881 4.2233 4.3198
March 4.2951 3.7939 4.0838
April 4.1510 3.9552 4.0588
May 4.1896 4.0132 4.1103
June 4.4449 4.2427 4.3579
July 4.5273 4.3747 4.4536
August 4.5707 4.4188 4.4710
September 4.5914 4.4438 4.5188
October 4.5455 4.4453 4.5038
November 4.7728 4.4853 4.6648
December 4.8783 4.7668 4.8196