YEARLY HIGH
4.1232 TTD
YEARLY LOW
3.8270 TTD
YEARLY AVERAGE
3.9761 TTD

2026 NZD to TTD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to TTD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 4.1232. Conversely, the yearly low was recorded on June 25, dropping to 3.8270.

This high-to-low spread represents a total annual volatility of 0.2962 TTD. From a start-to-finish perspective, comparing the January average rate of 3.9639 to the December average rate of 3.9799, the exchange rate registered a net change of 0.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.1232 was down 0.32% compared to the 2025 peak of 4.1366, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 20,616 TTD
2025 Average 19,743 TTD
Yearly Trough Low 19,135 TTD
Transaction Impact: A difference of 1,480.95 TTD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.0853
3.9045
JanuMarcMayJuly

NZD to TTD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9847, compared to 3.9505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0342 points.

H1 Avg (Jan–Jun) 3.9847
H2 Avg (Jul–Dec) 3.9505

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.2312 TTD (High: 4.1232 / Low: 3.8920). On the other end, August was the most stable month, with a tight range of 0.0031 TTD (High: 3.9817 / Low: 3.9786).

January Spread (Volatile) ±0.2312
August Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1147 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.9639) against the same month in 2025 (average: 3.8202), the exchange rate shifted by +0.1437 (+3.76%).

2026 Avg (January) 3.9639
2025 Avg (January) 3.8202

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1232 3.8920 3.9639
February 4.1121 4.0220 4.0703
March 4.0369 3.8784 3.9602
April 4.0213 3.8487 3.9598
May 4.0674 4.0042 4.0343
June 4.0537 3.8270 3.9195
July 3.9695 3.8500 3.9210
August 3.9817 3.9786 3.9799