2020 NZD to XPF Historical Review

YEARLY HIGH

71.6436 XPF

YEARLY LOW

62.3117 XPF

YEARLY AVERAGE

67.9739 XPF

2020 NZD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 71.6436. Conversely, the yearly low was recorded on March 18, dropping to 62.3117.

This high-to-low spread represents a total annual volatility of 9.3319 XPF. From a start-to-finish perspective, comparing the January average rate of 71.0593 to the December average rate of 69.5654, the exchange rate registered a net change of -2.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 71.6436 was down 2.00% compared to the 2019 peak of 73.1061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 358,218 XPF

2019 Average 351,157 XPF

Yearly Trough Low 311,558 XPF

Transaction Impact: A difference of 46,659.41 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

71.6528

64.5309

JanuMarcMayJulySeptNove

NZD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 67.8090, compared to 68.1387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3297 points.

H1 Avg (Jan–Jun) 67.8090

H2 Avg (Jul–Dec) 68.1387

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.1925 XPF (High: 67.5042 / Low: 62.3117). On the other end, December was the most stable month, with a tight range of 1.1637 XPF (High: 70.2480 / Low: 69.0843).

March Spread (Volatile) ±5.1925

December Spread (Stable) ±1.1637

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.7400 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.7400

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 71.0593) against the same month in 2019 (average: 70.8625), the exchange rate shifted by +0.1968 (+0.28%).

2020 Avg (January) 71.0593

2019 Avg (January) 70.8625

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	71.6436	69.5183	71.0593
February	70.9487	67.6180	69.8643
March	67.5042	62.3117	65.1244
April	67.3586	64.6397	65.9866
May	67.6192	65.2455	66.4627
June	69.3212	67.3750	68.3568
July	69.4399	67.1775	68.6074
August	67.5727	65.7453	66.6256
September	68.1594	66.9263	67.4984
October	67.8656	66.3805	67.3188
November	70.1658	67.6272	69.2166
December	70.2480	69.0843	69.5654