YEARLY HIGH
74.0961 XPF
YEARLY LOW
69.5227 XPF
YEARLY AVERAGE
71.3535 XPF

2021 NZD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 74.0961. Conversely, the yearly low was recorded on January 1, dropping to 69.5227.

This high-to-low spread represents a total annual volatility of 4.5734 XPF. From a start-to-finish perspective, comparing the January average rate of 70.4718 to the December average rate of 71.6207, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 74.0961 was up 3.42% compared to the 2020 peak of 71.6436, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 370,480 XPF
2020 Average 339,829 XPF
Yearly Trough Low 347,614 XPF
Transaction Impact: A difference of 22,866.79 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

73.6148
70.0838
JanuMarcMayJulySeptNove

NZD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 70.9821, compared to 71.7248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7426 points.

H1 Avg (Jan–Jun) 70.9821
H2 Avg (Jul–Dec) 71.7248

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 2.7340 XPF (High: 74.0961 / Low: 71.3621). On the other end, December was the most stable month, with a tight range of 0.9510 XPF (High: 71.9780 / Low: 71.0270).

October Spread (Volatile) ±2.7340
December Spread (Stable) ±0.9510

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.6999 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -1.6999

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 72.6086) against the same month in 2020 (average: 67.3188), the exchange rate shifted by +5.2898 (+7.86%).

2021 Avg (October) 72.6086
2020 Avg (October) 67.3188

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 71.0101 69.5227 70.4718
February 72.9817 70.8445 71.4914
March 72.2170 70.3996 71.5218
April 71.5268 70.4443 71.0435
May 71.7342 70.2153 70.9862
June 70.8364 69.7573 70.3780
July 70.9712 69.9906 70.5119
August 71.5561 69.6792 70.7300
September 71.9981 70.6794 71.5569
October 74.0961 71.3621 72.6086
November 73.9820 71.8718 73.3206
December 71.9780 71.0270 71.6207