2020 PEN to AED Historical Review

YEARLY HIGH

1.1109 AED

YEARLY LOW

1.0023 AED

YEARLY AVERAGE

1.0519 AED

2020 PEN to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.1109. Conversely, the yearly low was recorded on November 16, dropping to 1.0023.

This high-to-low spread represents a total annual volatility of 0.1086 AED. From a start-to-finish perspective, comparing the January average rate of 1.1045 to the December average rate of 1.0201, the exchange rate registered a net change of -7.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1109 was down 0.75% compared to the 2019 peak of 1.1193, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,555 AED

2019 Average 5,505 AED

Yearly Trough Low 5,012 AED

Transaction Impact: A difference of 543.06 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1132

1.0095

JanuMarcMayJulySeptNove

PEN to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0756, compared to 1.0282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0474 points.

H1 Avg (Jan–Jun) 1.0756

H2 Avg (Jul–Dec) 1.0282

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0612 AED (High: 1.0894 / Low: 1.0282). On the other end, December was the most stable month, with a tight range of 0.0100 AED (High: 1.0247 / Low: 1.0147).

March Spread (Volatile) ±0.0612

December Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0300 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0300

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.1045) against the same month in 2019 (average: 1.0988), the exchange rate shifted by +0.0057 (+0.52%).

2020 Avg (January) 1.1045

2019 Avg (January) 1.0988

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1109	1.0851	1.1045
February	1.0924	1.0633	1.0833
March	1.0894	1.0282	1.0533
April	1.0904	1.0618	1.0801
May	1.0941	1.0653	1.0751
June	1.0799	1.0386	1.0572
July	1.0506	1.0364	1.0445
August	1.0427	1.0244	1.0318
September	1.0421	1.0201	1.0331
October	1.0275	1.0139	1.0216
November	1.0268	1.0023	1.0181
December	1.0247	1.0147	1.0201