2021 PEN to AED Historical Review

YEARLY HIGH

1.0224 AED

YEARLY LOW

0.8875 AED

YEARLY AVERAGE

0.9487 AED

2021 PEN to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 1.0224. Conversely, the yearly low was recorded on October 2, dropping to 0.8875.

This high-to-low spread represents a total annual volatility of 0.1349 AED. From a start-to-finish perspective, comparing the January average rate of 1.0126 to the December average rate of 0.9084, the exchange rate registered a net change of -10.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0224 was down 7.97% compared to the 2020 peak of 1.1109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,112 AED

2020 Average 5,259 AED

Yearly Trough Low 4,438 AED

Transaction Impact: A difference of 674.53 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0245

0.8823

JanuMarcMayJulySeptNove

PEN to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9867, compared to 0.9107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0759 points.

H1 Avg (Jan–Jun) 0.9867

H2 Avg (Jul–Dec) 0.9107

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0607 AED (High: 1.0224 / Low: 0.9618). On the other end, February was the most stable month, with a tight range of 0.0057 AED (High: 1.0098 / Low: 1.0041).

April Spread (Volatile) ±0.0607

February Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0358 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0358

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.9956) against the same month in 2020 (average: 1.0801), the exchange rate shifted by -0.0845 (-7.82%).

2021 Avg (April) 0.9956

2020 Avg (April) 1.0801

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0178	1.0068	1.0126
February	1.0098	1.0041	1.0075
March	1.0044	0.9768	0.9909
April	1.0224	0.9618	0.9956
May	1.0039	0.9537	0.9746
June	0.9606	0.9216	0.9388
July	0.9498	0.9227	0.9330
August	0.9360	0.8928	0.9007
September	0.8985	0.8885	0.8941
October	0.9370	0.8875	0.9144
November	0.9194	0.9035	0.9139
December	0.9263	0.8994	0.9084