2020 PEN to AFN Historical Review

YEARLY HIGH

23.4725 AFN

YEARLY LOW

21.0124 AFN

YEARLY AVERAGE

22.0063 AFN

2020 PEN to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 23.4725. Conversely, the yearly low was recorded on November 16, dropping to 21.0124.

This high-to-low spread represents a total annual volatility of 2.4601 AFN. From a start-to-finish perspective, comparing the January average rate of 23.2171 to the December average rate of 21.4040, the exchange rate registered a net change of -7.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 23.4725 was down 5.33% compared to the 2019 peak of 24.7929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 117,363 AFN

2019 Average 116,748 AFN

Yearly Trough Low 105,062 AFN

Transaction Impact: A difference of 12,300.51 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

23.4052

21.1481

JanuMarcMayJulySeptNove

PEN to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.4639, compared to 21.5486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9153 points.

H1 Avg (Jan–Jun) 22.4639

H2 Avg (Jul–Dec) 21.5486

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.4174 AFN (High: 22.6797 / Low: 21.2624). On the other end, December was the most stable month, with a tight range of 0.1773 AFN (High: 21.4960 / Low: 21.3187).

March Spread (Volatile) ±1.4174

December Spread (Stable) ±0.1773

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8331 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.8331

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 23.2171) against the same month in 2019 (average: 22.5823), the exchange rate shifted by +0.6348 (+2.81%).

2020 Avg (January) 23.2171

2019 Avg (January) 22.5823

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.4725	22.5702	23.2171
February	23.0058	21.9569	22.6879
March	22.6797	21.2624	21.8548
April	22.6730	22.0014	22.3987
May	22.6994	22.1978	22.3859
June	22.5709	21.8365	22.2391
July	22.0717	21.7157	21.9163
August	21.9696	21.4724	21.6492
September	21.7980	21.3417	21.6102
October	21.4956	21.2117	21.3759
November	21.5362	21.0124	21.3362
December	21.4960	21.3187	21.4040