2020 PEN to ALL Historical Review

YEARLY HIGH

37.4503 ALL

YEARLY LOW

24.8756 ALL

YEARLY AVERAGE

31.1212 ALL

2020 PEN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 37.4503. Conversely, the yearly low was recorded on July 19, dropping to 24.8756.

This high-to-low spread represents a total annual volatility of 12.5748 ALL. From a start-to-finish perspective, comparing the January average rate of 33.0543 to the December average rate of 28.1871, the exchange rate registered a net change of -14.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.4503 was up 10.67% compared to the 2019 peak of 33.8382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 187,252 ALL

2019 Average 164,698 ALL

Yearly Trough Low 124,378 ALL

Transaction Impact: A difference of 62,873.96 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

34.5207

27.6113

JanuMarcMayJulySeptNove

PEN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.8858, compared to 29.3566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.5292 points.

H1 Avg (Jan–Jun) 32.8858

H2 Avg (Jul–Dec) 29.3566

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 6.4922 ALL (High: 31.3677 / Low: 24.8756). On the other end, October was the most stable month, with a tight range of 0.4230 ALL (High: 29.5223 / Low: 29.0994).

July Spread (Volatile) ±6.4922

October Spread (Stable) ±0.4230

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.5630 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.5630

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 33.3462) against the same month in 2019 (average: 33.0204), the exchange rate shifted by +0.3258 (+0.99%).

2020 Avg (May) 33.3462

2019 Avg (May) 33.0204

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.3475	32.5111	33.0543
February	33.4776	32.3346	33.0140
March	34.5092	30.8817	32.1719
April	34.5398	33.4197	33.9449
May	37.4503	32.5398	33.3462
June	32.6176	31.2481	31.7832
July	31.3677	24.8756	30.6306
August	29.8131	29.0710	29.4456
September	29.7872	29.2501	29.5904
October	29.5223	29.0994	29.3126
November	29.4392	28.5031	28.9733
December	28.6765	27.8108	28.1871