2020 PEN to BOB Historical Review

YEARLY HIGH

2.0914 BOB

YEARLY LOW

1.8791 BOB

YEARLY AVERAGE

1.9768 BOB

2020 PEN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2.0914. Conversely, the yearly low was recorded on November 16, dropping to 1.8791.

This high-to-low spread represents a total annual volatility of 0.2123 BOB. From a start-to-finish perspective, comparing the January average rate of 2.0795 to the December average rate of 1.9146, the exchange rate registered a net change of -7.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0914 was down 0.83% compared to the 2019 peak of 2.1088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 10,457 BOB

2019 Average 10,358 BOB

Yearly Trough Low 9,395 BOB

Transaction Impact: A difference of 1,061.61 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0962

1.8951

JanuMarcMayJulySeptNove

PEN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0215, compared to 1.9321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0894 points.

H1 Avg (Jan–Jun) 2.0215

H2 Avg (Jul–Dec) 1.9321

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0934 BOB (High: 2.0202 / Low: 1.9269). On the other end, October was the most stable month, with a tight range of 0.0241 BOB (High: 1.9303 / Low: 1.9062).

March Spread (Volatile) ±0.0934

October Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0642 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0642

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.0795) against the same month in 2019 (average: 2.0667), the exchange rate shifted by +0.0128 (+0.62%).

2020 Avg (January) 2.0795

2019 Avg (January) 2.0667

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0914	2.0426	2.0795
February	2.0569	2.0008	2.0393
March	2.0202	1.9269	1.9751
April	2.0473	1.9930	2.0275
May	2.0434	2.0012	2.0190
June	2.0296	1.9525	1.9883
July	1.9746	1.9477	1.9640
August	1.9626	1.9228	1.9392
September	1.9589	1.9183	1.9422
October	1.9303	1.9062	1.9204
November	1.9276	1.8791	1.9119
December	1.9256	1.8993	1.9146