2021 PEN to BOB Historical Review

YEARLY HIGH

1.9208 BOB

YEARLY LOW

1.6680 BOB

YEARLY AVERAGE

1.7830 BOB

2021 PEN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 1.9208. Conversely, the yearly low was recorded on October 5, dropping to 1.6680.

This high-to-low spread represents a total annual volatility of 0.2528 BOB. From a start-to-finish perspective, comparing the January average rate of 1.8996 to the December average rate of 1.7064, the exchange rate registered a net change of -10.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.9208 was down 8.16% compared to the 2020 peak of 2.0914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 9,604 BOB

2020 Average 9,883 BOB

Yearly Trough Low 8,340 BOB

Transaction Impact: A difference of 1,263.78 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.9215

1.6583

JanuMarcMayJulySeptNove

PEN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8547, compared to 1.7113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1434 points.

H1 Avg (Jan–Jun) 1.8547

H2 Avg (Jul–Dec) 1.7113

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1131 BOB (High: 1.9208 / Low: 1.8077). On the other end, February was the most stable month, with a tight range of 0.0104 BOB (High: 1.9002 / Low: 1.8898).

April Spread (Volatile) ±0.1131

February Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0628 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0628

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.8716) against the same month in 2020 (average: 2.0275), the exchange rate shifted by -0.1559 (-7.69%).

2021 Avg (April) 1.8716

2020 Avg (April) 2.0275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9076	1.8875	1.8996
February	1.9002	1.8898	1.8950
March	1.8884	1.8371	1.8632
April	1.9208	1.8077	1.8716
May	1.8867	1.7929	1.8309
June	1.8162	1.7315	1.7681
July	1.7824	1.7359	1.7532
August	1.7594	1.6769	1.6927
September	1.6881	1.6702	1.6803
October	1.7624	1.6680	1.7186
November	1.7266	1.6935	1.7168
December	1.7396	1.6886	1.7064