YEARLY HIGH
26.9713 BTN
YEARLY LOW
22.7330 BTN
YEARLY AVERAGE
24.4492 BTN

2025 PEN to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 26.9713. Conversely, the yearly low was recorded on January 8, dropping to 22.7330.

This high-to-low spread represents a total annual volatility of 4.2383 BTN. From a start-to-finish perspective, comparing the January average rate of 23.0021 to the December average rate of 26.7362, the exchange rate registered a net change of 16.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 26.9713 was up 17.97% compared to the 2024 peak of 22.8628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 134,856 BTN
2024 Average 111,476 BTN
Yearly Trough Low 113,665 BTN
Transaction Impact: A difference of 21,191.44 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

27.1097
22.6287
JanuMarcMayJulySeptNove

PEN to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.3903, compared to 25.5080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1177 points.

H1 Avg (Jan–Jun) 23.3903
H2 Avg (Jul–Dec) 25.5080

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 1.0423 BTN (High: 25.1735 / Low: 24.1312). On the other end, May was the most stable month, with a tight range of 0.3711 BTN (High: 23.4869 / Low: 23.1158).

August Spread (Volatile) ±1.0423
May Spread (Stable) ±0.3711

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.5639 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.5639

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 26.7362) against the same month in 2024 (average: 22.7646), the exchange rate shifted by +3.9717 (+17.45%).

2025 Avg (December) 26.7362
2024 Avg (December) 22.7646

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 23.3048 22.7330 23.0021
February 23.7916 23.1505 23.4764
March 23.8719 23.2274 23.6725
April 23.3267 22.8205 23.1086
May 23.4869 23.1158 23.2471
June 24.2128 23.4869 23.8353
July 24.5655 23.9564 24.2088
August 25.1735 24.1312 24.7121
September 25.5927 24.9125 25.2221
October 26.2309 25.5277 25.8465
November 26.5754 26.1889 26.3224
December 26.9713 26.4847 26.7362