YEARLY HIGH
0.7822 BZD
YEARLY LOW
0.7187 BZD
YEARLY AVERAGE
0.7413 BZD

2012 PEN to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.7822. Conversely, the yearly low was recorded on July 26, dropping to 0.7187.

This high-to-low spread represents a total annual volatility of 0.0636 BZD. From a start-to-finish perspective, comparing the January average rate of 0.7362 to the December average rate of 0.7753, the exchange rate registered a net change of 5.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7822 was up 5.72% compared to the 2011 peak of 0.7399, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,911 BZD
2011 Average 3,612 BZD
Yearly Trough Low 3,593 BZD
Transaction Impact: A difference of 317.83 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7802
0.7218
JanuMarcMayJulySeptNove

PEN to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7340, compared to 0.7486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.7340
H2 Avg (Jul–Dec) 0.7486

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0477 BZD (High: 0.7746 / Low: 0.7269). On the other end, March was the most stable month, with a tight range of 0.0056 BZD (High: 0.7358 / Low: 0.7302).

October Spread (Volatile) ±0.0477
March Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0041 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.7753) against the same month in 2011 (average: 0.7388), the exchange rate shifted by +0.0366 (+4.95%).

2012 Avg (December) 0.7753
2011 Avg (December) 0.7388

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7401 0.7327 0.7362
February 0.7358 0.7294 0.7333
March 0.7358 0.7302 0.7328
April 0.7411 0.7341 0.7373
May 0.7418 0.7223 0.7335
June 0.7406 0.7225 0.7308
July 0.7391 0.7187 0.7266
August 0.7483 0.7211 0.7270
September 0.7534 0.7234 0.7370
October 0.7746 0.7269 0.7598
November 0.7727 0.7589 0.7661
December 0.7822 0.7632 0.7753