2015 PEN to BZD Historical Review

YEARLY HIGH

0.6713 BZD

YEARLY LOW

0.5853 BZD

YEARLY AVERAGE

0.6291 BZD

2015 PEN to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.6713. Conversely, the yearly low was recorded on December 31, dropping to 0.5853.

This high-to-low spread represents a total annual volatility of 0.0860 BZD. From a start-to-finish perspective, comparing the January average rate of 0.6652 to the December average rate of 0.5902, the exchange rate registered a net change of -11.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6713 was down 7.76% compared to the 2014 peak of 0.7277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,356 BZD

2014 Average 3,521 BZD

Yearly Trough Low 2,926 BZD

Transaction Impact: A difference of 429.98 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6727

0.5827

JanuMarcMayJulySeptNove

PEN to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6451, compared to 0.6130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0321 points.

H1 Avg (Jan–Jun) 0.6451

H2 Avg (Jul–Dec) 0.6130

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0272 BZD (High: 0.6324 / Low: 0.6052). On the other end, July was the most stable month, with a tight range of 0.0031 BZD (High: 0.6342 / Low: 0.6311).

August Spread (Volatile) ±0.0272

July Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0169 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0169

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.6652) against the same month in 2014 (average: 0.7097), the exchange rate shifted by -0.0445 (-6.27%).

2015 Avg (January) 0.6652

2014 Avg (January) 0.7097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6713	0.6532	0.6652
February	0.6546	0.6456	0.6492
March	0.6498	0.6445	0.6459
April	0.6457	0.6370	0.6408
May	0.6383	0.6331	0.6350
June	0.6378	0.6328	0.6347
July	0.6342	0.6311	0.6327
August	0.6324	0.6052	0.6207
September	0.6250	0.6141	0.6212
October	0.6214	0.6077	0.6152
November	0.6083	0.5907	0.5982
December	0.5929	0.5853	0.5902