YEARLY HIGH
7.5717 CZK
YEARLY LOW
5.8898 CZK
YEARLY AVERAGE
6.6515 CZK

2020 PEN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 7.5717. Conversely, the yearly low was recorded on December 30, dropping to 5.8898.

This high-to-low spread represents a total annual volatility of 1.6819 CZK. From a start-to-finish perspective, comparing the January average rate of 6.8306 to the December average rate of 5.9981, the exchange rate registered a net change of -12.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.5717 was up 7.12% compared to the 2019 peak of 7.0683, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 37,858 CZK
2019 Average 34,363 CZK
Yearly Trough Low 29,449 CZK
Transaction Impact: A difference of 8,409.48 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.5177
5.8600
JanuMarcMayJulySeptNove

PEN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.0029, compared to 6.3000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7029 points.

H1 Avg (Jan–Jun) 7.0029
H2 Avg (Jul–Dec) 6.3000

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9144 CZK (High: 7.3531 / Low: 6.4387). On the other end, October was the most stable month, with a tight range of 0.1719 CZK (High: 6.5164 / Low: 6.3445).

March Spread (Volatile) ±0.9144
October Spread (Stable) ±0.1719

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.4964 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.4964

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 7.3796) against the same month in 2019 (average: 6.9190), the exchange rate shifted by +0.4606 (+6.66%).

2020 Avg (April) 7.3796
2019 Avg (April) 6.9190

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.8883 6.7159 6.8306
February 6.8603 6.6822 6.7755
March 7.3531 6.4387 6.8932
April 7.5717 7.2067 7.3796
May 7.4533 7.0589 7.3175
June 7.0173 6.7122 6.8211
July 6.7393 6.3023 6.5831
August 6.3270 6.1220 6.2138
September 6.5073 6.2177 6.3825
October 6.5164 6.3445 6.4301
November 6.4771 6.0743 6.1924
December 6.0911 5.8898 5.9981