YEARLY HIGH
6.5478 CZK
YEARLY LOW
5.4401 CZK
YEARLY AVERAGE
6.0924 CZK

2022 PEN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 6.5478. Conversely, the yearly low was recorded on January 7, dropping to 5.4401.

This high-to-low spread represents a total annual volatility of 1.1077 CZK. From a start-to-finish perspective, comparing the January average rate of 5.5577 to the December average rate of 5.9878, the exchange rate registered a net change of 7.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 6.5478 was up 7.62% compared to the 2021 peak of 6.0842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 32,739 CZK
2021 Average 27,989 CZK
Yearly Trough Low 27,201 CZK
Transaction Impact: A difference of 5,538.32 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

6.4622
5.4755
JanuMarcMayJulySeptNove

PEN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.9758, compared to 6.2090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2332 points.

H1 Avg (Jan–Jun) 5.9758
H2 Avg (Jul–Dec) 6.2090

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.4595 CZK (High: 6.3449 / Low: 5.8854). On the other end, December was the most stable month, with a tight range of 0.1306 CZK (High: 6.0636 / Low: 5.9330).

March Spread (Volatile) ±0.4595
December Spread (Stable) ±0.1306

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1643 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1643

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 6.3800) against the same month in 2021 (average: 5.2515), the exchange rate shifted by +1.1285 (+21.49%).

2022 Avg (September) 6.3800
2021 Avg (September) 5.2515

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7122 5.4401 5.5577
February 5.9252 5.5070 5.6918
March 6.3449 5.8854 6.0738
April 6.1112 5.9236 6.0467
May 6.3859 6.0543 6.2393
June 6.3341 6.1425 6.2456
July 6.3038 6.1208 6.1935
August 6.4540 6.0709 6.2663
September 6.5478 6.2539 6.3800
October 6.3908 6.1096 6.2742
November 6.3411 6.0710 6.1521
December 6.0636 5.9330 5.9878