2020 PEN to DJF Historical Review

YEARLY HIGH

53.8371 DJF

YEARLY LOW

48.5742 DJF

YEARLY AVERAGE

50.9830 DJF

2020 PEN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 53.8371. Conversely, the yearly low was recorded on November 16, dropping to 48.5742.

This high-to-low spread represents a total annual volatility of 5.2630 DJF. From a start-to-finish perspective, comparing the January average rate of 53.5332 to the December average rate of 49.4436, the exchange rate registered a net change of -7.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 53.8371 was down 0.75% compared to the 2019 peak of 54.2427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 269,186 DJF

2019 Average 266,702 DJF

Yearly Trough Low 242,871 DJF

Transaction Impact: A difference of 26,314.89 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

53.9515

48.9314

JanuMarcMayJulySeptNove

PEN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.1312, compared to 49.8348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2964 points.

H1 Avg (Jan–Jun) 52.1312

H2 Avg (Jul–Dec) 49.8348

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.9768 DJF (High: 52.8088 / Low: 49.8321). On the other end, December was the most stable month, with a tight range of 0.4908 DJF (High: 49.6652 / Low: 49.1744).

March Spread (Volatile) ±2.9768

December Spread (Stable) ±0.4908

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.4560 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.4560

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 53.5332) against the same month in 2019 (average: 52.9641), the exchange rate shifted by +0.5690 (+1.07%).

2020 Avg (January) 53.5332

2019 Avg (January) 52.9641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.8371	52.5849	53.5332
February	52.9508	51.5270	52.5053
March	52.8088	49.8321	51.0494
April	52.8420	51.4597	52.3505
May	53.0357	51.6255	52.1091
June	52.3446	50.3412	51.2398
July	50.9110	50.2207	50.6251
August	50.5612	49.6307	49.9997
September	50.5013	49.4542	50.0759
October	49.8139	49.1375	49.5151
November	49.7708	48.5742	49.3498
December	49.6652	49.1744	49.4436