YEARLY HIGH
7.8028 HNL
YEARLY LOW
7.0342 HNL
YEARLY AVERAGE
7.3244 HNL

2012 PEN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 7.8028. Conversely, the yearly low was recorded on January 2, dropping to 7.0342.

This high-to-low spread represents a total annual volatility of 0.7686 HNL. From a start-to-finish perspective, comparing the January average rate of 7.0699 to the December average rate of 7.7301, the exchange rate registered a net change of 9.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.8028 was up 10.70% compared to the 2011 peak of 7.0483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 39,014 HNL
2011 Average 34,329 HNL
Yearly Trough Low 35,171 HNL
Transaction Impact: A difference of 3,842.79 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.7962
7.0039
JanuMarcMayJulySeptNove

PEN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.1247, compared to 7.5240 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3993 points.

H1 Avg (Jan–Jun) 7.1247
H2 Avg (Jul–Dec) 7.5240

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2264 HNL (High: 7.3828 / Low: 7.1564). On the other end, March was the most stable month, with a tight range of 0.0320 HNL (High: 7.1430 / Low: 7.1111).

July Spread (Volatile) ±0.2264
March Spread (Stable) ±0.0320

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0237 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0237

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 7.7301) against the same month in 2011 (average: 7.0274), the exchange rate shifted by +0.7027 (+10.00%).

2012 Avg (December) 7.7301
2011 Avg (December) 7.0274

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.0859 7.0342 7.0699
February 7.1310 7.0859 7.1012
March 7.1430 7.1111 7.1341
April 7.2205 7.1310 7.1706
May 7.2231 7.0416 7.1469
June 7.2151 7.0370 7.1255
July 7.3828 7.1564 7.2338
August 7.5012 7.2791 7.4354
September 7.5707 7.4935 7.5316
October 7.6335 7.5576 7.6022
November 7.6690 7.5743 7.6110
December 7.8028 7.6684 7.7301