2016 PEN to HNL Historical Review

YEARLY HIGH

6.9667 HNL

YEARLY LOW

6.3981 HNL

YEARLY AVERAGE

6.7480 HNL

2016 PEN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 6.9667. Conversely, the yearly low was recorded on February 25, dropping to 6.3981.

This high-to-low spread represents a total annual volatility of 0.5686 HNL. From a start-to-finish perspective, comparing the January average rate of 6.5290 to the December average rate of 6.8675, the exchange rate registered a net change of 5.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 6.9667 was down 1.19% compared to the 2015 peak of 7.0510, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 34,834 HNL

2015 Average 34,105 HNL

Yearly Trough Low 31,990 HNL

Transaction Impact: A difference of 2,843.21 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

6.9396

6.3940

JanuMarcMayJulySeptNove

PEN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.6781, compared to 6.8180 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1399 points.

H1 Avg (Jan–Jun) 6.6781

H2 Avg (Jul–Dec) 6.8180

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.3700 HNL (High: 6.7943 / Low: 6.4243). On the other end, January was the most stable month, with a tight range of 0.0730 HNL (High: 6.5564 / Low: 6.4834).

March Spread (Volatile) ±0.3700

January Spread (Stable) ±0.0730

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0975 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0975

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 6.8675) against the same month in 2015 (average: 6.4786), the exchange rate shifted by +0.3889 (+6.00%).

2016 Avg (December) 6.8675

2015 Avg (December) 6.4786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.5564	6.4834	6.5290
February	6.4838	6.3981	6.4395
March	6.7943	6.4243	6.6416
April	6.9450	6.6600	6.8351
May	6.8778	6.7146	6.7818
June	6.9282	6.7157	6.8417
July	6.9602	6.7665	6.8941
August	6.9096	6.7616	6.8592
September	6.8134	6.7219	6.7618
October	6.8010	6.7144	6.7527
November	6.8545	6.7318	6.7726
December	6.9667	6.7734	6.8675