2020 PEN to HUF Historical Review

YEARLY HIGH

98.3482 HUF

YEARLY LOW

80.7889 HUF

YEARLY AVERAGE

88.2154 HUF

2020 PEN to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 98.3482. Conversely, the yearly low was recorded on December 17, dropping to 80.7889.

This high-to-low spread represents a total annual volatility of 17.5592 HUF. From a start-to-finish perspective, comparing the January average rate of 90.4842 to the December average rate of 81.8913, the exchange rate registered a net change of -9.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 98.3482 was up 7.68% compared to the 2019 peak of 91.3328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 491,741 HUF

2019 Average 435,564 HUF

Yearly Trough Low 403,945 HUF

Transaction Impact: A difference of 87,796.25 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

97.9456

80.4318

JanuMarcMayJulySeptNove

PEN to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 91.8045, compared to 84.6263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.1782 points.

H1 Avg (Jan–Jun) 91.8045

H2 Avg (Jul–Dec) 84.6263

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 10.7995 HUF (High: 95.2143 / Low: 84.4148). On the other end, December was the most stable month, with a tight range of 1.8398 HUF (High: 82.6287 / Low: 80.7889).

March Spread (Volatile) ±10.7995

December Spread (Stable) ±1.8398

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 5.2329 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -5.2329

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 96.4861) against the same month in 2019 (average: 86.5790), the exchange rate shifted by +9.9072 (+11.44%).

2020 Avg (April) 96.4861

2019 Avg (April) 86.5790

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	91.9846	88.4863	90.4842
February	92.5974	88.8030	91.1877
March	95.2143	84.4148	89.6213
April	98.3482	94.4543	96.4861
May	96.1810	90.9022	94.1403
June	90.6196	87.8544	88.9073
July	89.4604	82.7160	87.1428
August	84.3738	81.7954	82.7951
September	88.0582	84.3088	86.0121
October	87.0173	84.1669	85.6657
November	87.1026	82.6743	84.2508
December	82.6287	80.7889	81.8913