2021 PEN to HUF Historical Review

YEARLY HIGH

83.7848 HUF

YEARLY LOW

71.3149 HUF

YEARLY AVERAGE

78.2724 HUF

2021 PEN to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 83.7848. Conversely, the yearly low was recorded on September 5, dropping to 71.3149.

This high-to-low spread represents a total annual volatility of 12.4698 HUF. From a start-to-finish perspective, comparing the January average rate of 81.4107 to the December average rate of 80.3570, the exchange rate registered a net change of -1.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 83.7848 was down 14.81% compared to the 2020 peak of 98.3482, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 418,924 HUF

2020 Average 440,958 HUF

Yearly Trough Low 356,575 HUF

Transaction Impact: A difference of 62,349.20 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

83.9427

71.8620

JanuMarcMayJulySeptNove

PEN to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.8277, compared to 76.7172 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.1105 points.

H1 Avg (Jan–Jun) 79.8277

H2 Avg (Jul–Dec) 76.7172

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 6.6071 HUF (High: 80.7444 / Low: 74.1373). On the other end, February was the most stable month, with a tight range of 1.4860 HUF (High: 82.2986 / Low: 80.8127).

May Spread (Volatile) ±6.6071

February Spread (Stable) ±1.4860

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 4.4908 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4.4908

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 82.9360) against the same month in 2020 (average: 89.6213), the exchange rate shifted by -6.6853 (-7.46%).

2021 Avg (March) 82.9360

2020 Avg (March) 89.6213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	82.6357	80.1968	81.4107
February	82.2986	80.8127	81.3042
March	83.7848	82.1369	82.9360
April	83.6105	78.1036	81.7427
May	80.7444	74.1373	77.2518
June	76.5240	72.9602	74.3207
July	78.2505	74.4591	76.7145
August	76.9544	72.3342	73.3089
September	75.2319	71.3149	72.8687
October	79.2830	74.3431	77.4473
November	82.1000	76.9525	79.6064
December	82.2134	78.8468	80.3570