2013 PEN to LTL Historical Review

YEARLY HIGH

1.0420 LTL

YEARLY LOW

0.8950 LTL

YEARLY AVERAGE

0.9639 LTL

2013 PEN to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 1.0420. Conversely, the yearly low was recorded on December 30, dropping to 0.8950.

This high-to-low spread represents a total annual volatility of 0.1470 LTL. From a start-to-finish perspective, comparing the January average rate of 1.0185 to the December average rate of 0.9045, the exchange rate registered a net change of -11.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0420 was down 3.72% compared to the 2012 peak of 1.0823, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,210 LTL

2012 Average 5,094 LTL

Yearly Trough Low 4,475 LTL

Transaction Impact: A difference of 735.23 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0386

0.8923

JanuMarcMayJulySeptNove

PEN to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0046, compared to 0.9233 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0813 points.

H1 Avg (Jan–Jun) 1.0046

H2 Avg (Jul–Dec) 0.9233

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0479 LTL (High: 1.0379 / Low: 0.9900). On the other end, November was the most stable month, with a tight range of 0.0161 LTL (High: 0.9221 / Low: 0.9060).

January Spread (Volatile) ±0.0479

November Spread (Stable) ±0.0161

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0540 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0540

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 1.0264) against the same month in 2012 (average: 0.9785), the exchange rate shifted by +0.0480 (+4.90%).

2013 Avg (March) 1.0264

2012 Avg (March) 0.9785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0379	0.9900	1.0185
February	1.0201	0.9797	1.0018
March	1.0420	1.0139	1.0264
April	1.0402	0.9971	1.0210
May	1.0254	0.9801	1.0069
June	0.9791	0.9383	0.9529
July	0.9707	0.9322	0.9504
August	0.9339	0.9160	0.9256
September	0.9364	0.9198	0.9302
October	0.9226	0.9049	0.9140
November	0.9221	0.9060	0.9152
December	0.9118	0.8950	0.9045