2015 PEN to LTL Historical Review

YEARLY HIGH

0.9970 LTL

YEARLY LOW

0.9108 LTL

YEARLY AVERAGE

0.9503 LTL

2015 PEN to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 0.9970. Conversely, the yearly low was recorded on December 30, dropping to 0.9108.

This high-to-low spread represents a total annual volatility of 0.0861 LTL. From a start-to-finish perspective, comparing the January average rate of 0.9787 to the December average rate of 0.9199, the exchange rate registered a net change of -6.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9970 was up 4.29% compared to the 2014 peak of 0.9560, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,985 LTL

2014 Average 4,583 LTL

Yearly Trough Low 4,554 LTL

Transaction Impact: A difference of 430.70 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9845

0.9140

JanuMarcMayJulySeptNove

PEN to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9570, compared to 0.9436 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0135 points.

H1 Avg (Jan–Jun) 0.9570

H2 Avg (Jul–Dec) 0.9436

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0570 LTL (High: 0.9863 / Low: 0.9293). On the other end, February was the most stable month, with a tight range of 0.0124 LTL (High: 0.9751 / Low: 0.9627).

June Spread (Volatile) ±0.0570

February Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0245 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0245

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.9787) against the same month in 2014 (average: 0.9022), the exchange rate shifted by +0.0765 (+8.47%).

2015 Avg (January) 0.9787

2014 Avg (January) 0.9022

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9970	0.9548	0.9787
February	0.9751	0.9627	0.9672
March	0.9682	0.9450	0.9508
April	0.9491	0.9355	0.9414
May	0.9667	0.9293	0.9423
June	0.9863	0.9293	0.9618
July	0.9816	0.9671	0.9725
August	0.9722	0.9154	0.9480
September	0.9490	0.9326	0.9437
October	0.9469	0.9284	0.9381
November	0.9458	0.9327	0.9391
December	0.9356	0.9108	0.9199